Fees

What CoinCircuit charges per payment, payout, and refund.

Open the interactive version or read this guide as markdown.

API reference

GET /api/v1/payouts/fees: Get payout fees
POST /api/v1/payouts/cross-border/quote: Quote a cross-border payout

CoinCircuit charges a small fee per transaction. No setup fees, no monthly fees, no hidden costs. Every fee is shown before you confirm, and each settlement records the gross amount, the fee, and the net that reached your balance.

Accepting payments

Product	Fee
Payment links & invoices	1%
Deposit accounts	0.5%, capped at 2 USDT
x402 agent payments	Free

The deposit account fee applies to customer deposit accounts. Deposits into your own merchant account are free.

Payouts

Each payout charges a flat fee based on where the money goes.

Destination	Fee
Cross-border payouts (Kenya, Ghana)	2 USD, debited from the funding stablecoin
NGN bank transfer	₦200
Tron (TRC-20)	1.5 USDT
Ethereum	1.0 USDT
BNB Smart Chain	0.5 USDT
Solana	0.5 USDT
Base	0.5 USDT

Refunds

Action	Fee
Refund processing	1.5 USDT

Swaps

Swaps have no separate fee. The rate you lock in the quote is the rate you settle at.

Fees are returned by the API before you commit: GET /api/v1/payouts/fees for payout fees, POST /api/v1/payouts/cross-border/quote for cross-border payouts, and GET /api/v1/swap/estimate for swap rates.