Payouts

Withdraw your balance to a bank account or any crypto wallet.

Open the interactive version or read this guide as markdown.

API reference

POST /api/v1/recipients: Save a recipient
POST /api/v1/payouts: Initiate a payout
GET /api/v1/payouts: List payouts

A payout moves money out of your balance to someone else. Send crypto to any wallet address, cash out to a bank account, or pay a mobile money account across Africa. You choose the amount and destination, CoinCircuit shows the fee before you confirm, then sends the funds.

Payout to a bank or crypto wallet

How it works

Save a recipient once with POST /api/v1/recipients: a crypto address, a bank account, or a mobile money account.
Check the cost with GET /api/v1/payouts/fees, or POST /api/v1/payouts/cross-border/quote for KES and GHS.
Create the payout with POST /api/v1/payouts (currency, amount, recipientId).
Track it with GET /api/v1/payouts and GET /api/v1/payouts/{id}. A payout.success or payout.failed webhook tells you the result.

Supported currencies

Currency	Recipient type	Delivered as
USDT / USDC	`crypto_address`	Crypto transfer to any wallet
NGN	`ngn_bank_account`	Bank transfer to any Nigerian bank
KES	`kes_mobile_money`	M-Pesa mobile money
GHS	`ghs_mobile_money`	MTN mobile money
USD	Coming soon	ACH bank transfer
XAF	Coming soon	Coming soon
UGX	Coming soon	Coming soon

Use cases

Settling earnings to your bank
Paying suppliers, staff, or vendors in crypto
Moving balances to treasury wallets

Validate a recipient's details with POST /api/v1/recipients/validate before you send. Blockchain transfers cannot be reversed.